JP Nicols is a top-rated speaker, writer, instructor, and advisor on innovation, strategy, and leadership in financial services.

He is cofounder of Alloy Labs, a consortium of banks totalling nearly $500 billion in assets. There, he leads the Alloy Labs Institute, where he helps leaders reduce disruption risk and create competitive advantage to drive new growth through industry-leading best practices, tools, and frameworks.

JP is also cohost of Breaking Banks, the #1 global fintech podcast, and he has taught at leading graduate schools of banking since 2015.

JP is a trusted advisor to financial institutions and innovative fintech companies, a popular writer and speaker, and is often quoted in the media. His name appears regularly on multiple lists as an influential thought leader.