JP Nicols is a top-rated speaker, writer, instructor, and advisor on innovation, strategy, and leadership in financial services. He has taught at leading graduate schools of banking since 2015.

He is cofounder of Alloy Labs, a consortium of nearly 100 banks totalling more than $470 billion in assets, where he helps leaders reduce disruption risk and create competitive advantage to drive new growth through industry-leading best practices, tools, and frameworks.

JP is also cohost of Breaking Banks, the #1 global fintech podcast on Provoke.fm.

JP is a trusted advisor to financial institutions and innovative fintech companies, a popular writer and speaker, and is often quoted in the media. His name appears regularly on multiple lists as an influential thought leader.