Innovation, Strategy and Leadership for the future of financial services.

Welcome to JPNicols.com

A leading voice for innovation, strategy and leadership for the future of financial services, JP combines senior leadership experience with a fresh perspective on combining high-tech with high-touch. His work has been featured in some of the industry’s top publications, including American Banker, BAI Banking Strategies and Investment News.

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  • Innovation Versus Efficiency

    Innovation versus efficiency

    While banks are on a quest to improve efficiency ratios, I’ve noticed a recent increase in the use of the word “innovation” in more and more bank job descriptions and even in bank job titles. I view this as both […]

  • Bank Innovation Through Collaboration

    I have been a little behind in my writing because I have been spending a lot of time on the road with some great innovators lately, at FinovateEurope and the Bank Innovators Council Lab Day in London, the FinTech Partnerships […]

  • FinovateEurope Recap

    OK– so this post is less than timely. FinovateEurope ended two weeks ago (on February 12), and it was great, but I was doing double-duty in London with our Bank Innovators Council Lab Day the following day, with a whole […]