Innovation, Strategy and Leadership for the future of financial services.

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JP Nicols has been Internationally recognized as a leading voice for innovation, strategy and leadership for the future of financial services, and his work has been featured in some of the industry’s top publications. He is a popular speaker and interview guest, and has been named to several lists as an influential thought leader in financial services.

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  • Traditionalists vs. Trailblazers in Innovation

    Late last year I was asked by my good friend Jim Marous of The Financial Brand to contribute to his crowdsourced list of 2015 Digital Banking Trends and Predictions. My prediction was that we would see an increase in the current trend of banks investing in innovation. More newly-minted Chief Innovation Officers, and more establishments of new […]

  • 5 Ways to Kill Your Innovation Initiative

    5 Ways to Kill Your Innovation Initiative   I often write and speak about the “Business Prevention Department” that lurks inside banks. Devoted to sniffing out and stamping out anything that looks “risky”, the Business Prevention Department is staffed with members committed to “protecting” their banks from those scary people who want to try unproven […]

  • Sorry, but Disruptive Technology WILL Kill Banks

    Digital disruption WILL Kill Banks

    Some of them, anyway. But you won’t read that on their tombstones. Allegedly, John Authers recently wrote an article in the Financial Times entitled “Disruptive technology will not kill banks“. I say allegedly because despite the article being cited and commented on by two people whose analysis and opinion I respect (Chris Skinner and Jeff Marsico), […]