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Big Data and Alternative Payments Top Predictions in Capital One Fintech Survey

Capital One has released a survey of 151 fintech and payments innovators which they conduced at Money 20/20 a couple of weeks ago. Given this non-random sample of participants, it is probably not surprising that Big Data Analytics and Alternative Payments Platforms were the top two answers (at 27% and 26%, respectively) to the question “Which technology innovation will most […]

It’s Too Late, Banking Is Already Being Disrupted

Bankers may be taking undue solace in Chris Skinner’s April 10 American Banker BankThink post, “Like Airlines and Pharma, Banking’s Too Big to Disrupt.” I was party to the specific round of sparring he cites in his article over whether financial technology startups will overthrow the banking industry. And although I agree with many of Mr. Skinner’s […]