About Me

Innovation Speaker JP Nicols

Innovation speaker JP Nicols has been internationally recognized as a leading voice for innovation, strategy and leadership for the future of financial services, and his work has been featured in leading publications and conferences worldwide.

JP is a trusted advisor to companies from startups to the Fortune 500, a popular writer, a top rated speaker, and is often quoted in the press on video and in print. He has been named to several lists as an influential thought leader in financial services, including theFinServ 25: The Most Influential Voices in Banking, and others:

JP’s work has been featured in some of the industry’s top publications, including American Banker, The Financial Brand, BAI Banking Strategies, Investment News, Bank Innovation and many others. See examples here.

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Innovation Speaker JP Nicols has spoken at events across the country and around the world


After spending 20 years as a part of the leadership team growing a $6B regional bank into an industry leader with over $400B in assets, JP has been a bank innovation expert working at the intersection of fintech, innovation and financial services to help others turn potential into performance.

He is Managing Director of FinTech Forge, which helps financial institutions build and leverage their innovation capacity through strategic fintech partnerships and investments. He was also a founder of the Bank Innovators Council, which is now as a part of Next Money, a global community committed to reinventing finance through design, innovation and entrepreneurship.

He has served in past leadership and innovation roles at top financial institutions, including as the first Chief Private Banking Officer for a top five U.S. bank. He is the creator and instructor of the world’s first class on fintech and innovation for graduate schools of banking, and he is a top rated instructor at the Pacific Coast Banking School graduate school of business held at the University of Washington, the Graduate School of Banking at Wisconsin, the Graduate School of Banking at Colorado, and the Southwest Graduate school of banking at SMU.

He is also cohost of Breaking Banks, the world’s #1 global fintech radio show and podcast, and the flagship program for Provoke.fm. With more than 5.5 million listeners from over 170 countries, it is the #1 business show on VoiceAmerica World Talk Radio. In 2017 he launched his own show on Provoke.fm, Serial Intrapreneur, which tells the stories of leaders who battle the status quo inside their own companies to innovate and drive change.

As an innovation speaker, JP has also been advisor to numerous early stage fintech companies and currently serves on the advisory board of Advizr. He previously served on the advisory board of Balance Financial and as Vice Chair of the board of Forest Ridge School of the Sacred Heart.



From JP:

Unless reposted or otherwise noted, everything here is my own work and my own opinion, and it is copyrighted with all rights reserved. The thing I love most about being a bank innovation consultant is helping individuals and organizations move from potential to performance. I love helping great people build great businesses.

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Disclosures: This blog is free, and I write about things that I think will have value to my readers, period. Sometimes I am paid to attend an event or write about the activities of a company, but I try to make that clear, and I always maintain final editorial control. I do not post sponsored content created by others, and I do not sell my subscriber lists.

I generally have no financial interest in the companies or products I mention, and if I do I try to make that transparent. I or my companies, including, but not limited to Next Money, Provoke.fm Media, and FinTech Forge may do business, or seek to do business in the future with any person or company mentioned here. I usually use affiliate links for any books that I recommend. This means I may earn a small commission if you decide to buy the book from these specific links, but I am not paid to promote any specific books.

My recommended reading list:


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